Privacy Policy

The sponsor of this Web site, NACHA - The Electronic Payments Association ("NACHA") is committed to safeguarding your privacy. This Web site adheres to a rigid policy for ensuring the privacy of any personally identifiable information (name, mailing address, email address, organization, etc.) that may be collected through it.

Collecting Information

This Web site will only collect personally identifiable and statistical information from you if you voluntarily supply it. NACHA is the administrator of this Web site and the only organization that uses the information collected on this Web site. NACHA does not sell, share, or rent information from this Web site under any circumstances. NACHA will not disclose personally identifiable information without first receiving your permission.

Use of Email Addresses

Throughout this Web site we offer you the chance to send friends a note telling them about PayItGreen. We only use your email address in order to forward the information you have requested that we send. We do not use your email address for any other purpose.

We only use your friends' email addresses in order to send the message you asked us to send. We do not use their email addresses for any other purpose.

Tracking & Cookies

This Web site collects non-personal information (IP addresses, for example) from visitors to help us understand how our site is being used. Like most Web sites, this site may place a "cookie," or small file, in the browser of a visitor's computer. This cookie will assign a user a unique number that allows this Web site to save information so that the information does not need to be re-entered. At no time will this cookie reveal to others any information whatsoever.

Security

NACHA employs Secure Sockets Layer (SSL) technology to encrypt the transmission of nonpublic personally identifiable financial and transaction information over the Internet. NACHA also utilizes additional security devices, such as firewalls, security patches and anti-virus programs, to protect nonpublic personally identifiable information. Access to nonpublic personally identifiable financial information is limited, through password protection devices and physical safeguards, to authorized employees as necessary to perform the requested transaction. We reveal only the last four digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing. It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

NACHA works to maintain the privacy of any personally identifiable information (name, mailing address, email address, etc.) that may be collected though our Web sites. This Web site has security measures in place; however, NACHA does not represent, warrant, or guarantee that personal information will be protected against unauthorized access, loss, misuse, or alterations. Similarly, NACHA disclaims liability for personal information submitted through this Web site. Users are hereby advised that they submit such personal information at their own risk.

Disclosure of Personal Information for Legal Purposes and Protection of NACHA and Others

We reserve the right to share your personal information with third parties if required to do so by law, or if we believe such action is necessary in order to: (1) conform to the requirements of the law or comply with legal process served upon us; (2) protect or defend our legal rights or property, this site, or our users; or (3) investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or violations of the terms and conditions for using this site.

Third-Party Service Providers

We employ other companies and individuals to perform functions on our behalf. Examples include processing credit card payments, and delivering packages. They have access to personal information needed to perform their functions, but may not use it for other purposes.

Legal Information - Terms & Conditions

Your entry to this Web site constitutes your acceptance of the following Terms and Conditions. By visiting this Web site, you specifically and automatically agree to abide by these Terms & Conditions. NACHA reserves the right to modify these Terms & Conditions at any time. Your continued use of this site following the posting of any changes to these Terms & Conditions shall mean that you have accepted the changes in their entirety.

Use of Materials on this Site

It is NACHA's policy to allow limited reproduction and distribution of certain materials posted on our Web site. Materials which may not be reproduced or downloaded include the PayItGreen logo and the calculators. These materials may be downloaded by our Members. Accordingly, you may copy, reproduce, and distribute some content from this Web site, provided that: (1) the particular article or section is reproduced in its entirety in its original form and that you do not edit or otherwise change the substance or the content of material that you copy from this Web site, or change or delete any copyright, trademark, and other proprietary notices; (2) all copies include a statement that the material was reproduced from www.PayItGreen.org with the permission of NACHA; (3) all copies include the following notice, "Copyright © 2009 NACHA. All Rights Reserved"; (4) the copies are distributed only for noncommercial educational or public policy purposes; and (5) the copies are distributed at no charge. Provided you comply with all of these conditions, NACHA grants you a nonexclusive, nontransferable license to reproduce, copy, and distribute certain materials on our Web site.

Other than as specifically described in the preceding paragraph, you may not copy, reproduce, distribute, modify, display, republish, transmit, repost, or otherwise use the content on our Web site without prior written permission from NACHA. To request such permission, please contact NACHA. The name "NACHA - The Electronic Payments Association" and all related indicia are the properties of NACHA, and in no event may they be reproduced separately from the textual content associated with them on this Web site.

Security

NACHA works to maintain the privacy of any personally identifiable information (name, mailing address, email address, etc.) that may be collected though our Web sites. This Web site has security measures in place, however, NACHA does not represent, warrant, or guarantee that personal information will be protected against unauthorized access, loss, misuse, or alterations. Similarly, NACHA disclaims liability for personal information submitted through this Web site. Users are hereby advised that they submit such personal information at their own risk.

Outside Links

This Web site includes temporary and permanent links to other Web sites. NACHA hereby disclaims responsibility for the privacy and security practices of other Web sites. Links to other Web sites do not constitute endorsement of those Web sites by NACHA.

Release and Indemnity

For good and valuable consideration, the receipt and sufficiency of which you acknowledge by your entry to this Web site, you hereby agree to release and waive any and all claims and/or liability against NACHA and its current and former board members, officers, staff, consultants, agents, if any, arising from or in connection with your use of this Web site. You also agree to indemnify and hold harmless NACHA and its current and former board members, officers, staff, consultants, agents, if any, from and against any and all actual or potential costs, fees, damages, assessments, penalties, sums, or amounts of any kind or nature whatsoever, including, without limitation, attorneys' fees, arising from or in connection with your use of this Web site or failure to abide by applicable law.

Disclaimer

The materials on this site are provided for informational purposes only and do not constitute legal advice.

The content of this Web site, including any links to third-party content, is provided "as is" and without warranties, express or implied. NACHA assumes no liability or responsibility for any errors or omissions in, or reliance upon, the information in this Web site. All warranties of any kind, either express or implied, are hereby excluded to the fullest extent of the law. NACHA makes no warranty, and expressly disclaims any obligation, that the content on this Web site will be accurate, complete, or available at all times.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia applicable to contracts to be fully performed within that Commonwealth. Any dispute arising from these Terms and Conditions shall be finally resolved by the courts of the Commonwealth of Virginia, United States of America. Venue of any court proceeding related thereto shall lie exclusively within the Commonwealth of Virginia.

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01
In one year, by switching from paper to electronic billing, statements and payments, the average American household would save 6.6 pounds of paper.
02
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid producing 171 pounds of greenhouse gas emissions Ð the equivalent of: The emissions avoided by not driving 169 miles.
03
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid producing 171 pounds of greenhouse gas emissions Ð the equivalent of: The emissions avoided by not consuming 8.8 gallons of gasoline.
04
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid producing 171 pounds of greenhouse gas emissions Ð the equivalent of: Planting 2 tree seedlings and allowing them to grow for 10 years.
05
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid producing 171 pounds of greenhouse gas emissions Ð the equivalent of: Preserving 24 square feet of forestland.
06
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid releasing 63 gallons of wastewater into the environment.
07
In one year, by switching from paper to electronic billing, statements and payments, the average American household would avoid using 4.5 gallons of gasoline to mail paper items.
08
If only 20% of American households switched from paper to electronic bills, statements and payments each year, the collective impact would save 150,939,615 pounds of paper.
09
If only 20% of American households switched from paper to electronic bills, statements and payments each year, the collective impact would save 1,811,275 trees.
10
If only 20% of American households switched from paper to electronic bills, statements and payments each year, the collective impact would avoid producing almost 2 million tons of greenhouse gases.
11
If only 20% of American households switched from paper to electronic bills, statements and payments each year, the collective impact would avoid creating over a billion gallons of wastewater during paper production.
12
If only 20% of American households switched from paper to electronic bills, statements and payments each year, the collective impact would avoid using over 100 million gallons of gas to mail payments.

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